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My Favorite Financial Apps for iPhone

Carrie from Careful Cents wrote a post the other day about her favorite smartphone apps for freelancing, then I wrote about my phone obsession on Wednesday. So it’s only natural that those two topics should collide for a discussion of the best financial smartphone apps. Because I’m an Apple fanatic, I can only discuss iPhone apps (sorry, Android users!) but I welcome you to chime in with your own faves in the comments.

My Must-Have Financial Apps for iPhone

PNC Virtual Wallet: You know I can’t make this list without yet another shoutout to my BFFs at PNC Virtual Wallet. (Read my review of the account itself if you need some background.) I can check my balance, view my Money Bar, pay bills, deposit checks, and keep an eye on my Calendar all from the comfort of my phone. This is one of the most-used apps, financial or otherwise, that I have on my phone. Knowledge is power, and PNC is all about helping me stay informed.

ING Direct: My ING accounts are kind of the redheaded stepchild of my financial family, though I do use them a little more now that ING finally offers remote check deposit. Since Jayden’s checking account is through ING, I have to pay attention to what he’s doing (mostly wasting money on his online games). If you have accounts with ING, of course you need the app to go along with them!

ShareBuilder: On a related note, I can’t live without my ShareBuilder app to check obsessively see what’s going on with my Roth IRA. Sure, it’s a little depressing lately, but at least I know what’s happening. I can also check random stock prices and pretend I understand what the market is doing.

ImpulseSave: Remember awhile back when I reviewed ImpulseSave and told you guys how awesome it is? Now they have an app, so I can save no matter where I am. I can also attach a picture to show all my friends on ImpulseSave exactly what I didn’t buy so I could save instead! LOVE!

Paypal: Since most of my income flows through my Paypal account, it’s natural that I can’t live without the app. I can check my balance, send money, request money, and withdraw money to my checking accounts. I also get a notification when I receive a payment, which is nice when I’m working and don’t have time to keep checking my email for a confirmation.

Square: The Square app (and the free credit card reader that comes with it) is the coolest thing ever. I love being able to accept payments in random places. My aunt used hers for a yard sale earlier this summer and people were totally impressed that she could accept their credit and debit cards right from her phone. This is also ideal for me as a freelancer because I don’t have to force clients to use Paypal if I’m meeting with them in person.

Shoeboxed: Paper receipts are a thing of the past. At the end of every day, I take a picture of my receipts with the Shoeboxed app and it files them away for me. It also categorizes and organizes them, as well as allowing me to generate expense reports. No more purse full of wadded up receipts? Yes please!

Numbers: The same spreadsheet app I use on my computer, only in mobile form – it’s a beautiful thing. I can open all my spreadsheets through iCloud, make updates on the go, and the updated versions will be waiting on the computer when I get back home. This one is also one of my most frequently used apps.

QuickTip: I’ll be the first to admit that I suck at calculating tips, especially when I’ve just finished stuffing my face and I’m ready for a nap. QuickTip is awesome because I can tell it what percentage I want to tip, then choose to round up or down if I want to make my total bill an even number. I don’t go out to eat as much as I used to, but it still comes in handy.

Any Mobile ID App: With all the nonsense swirling around on identity theft and fraud, mobile ID apps are a more secure way to store your information. I don’t have any in particular I endorse, more so I just think you should have one on your phone for protection.

There you have it – those are the apps I use on a regular basis to keep my money on track. What financial apps are your favorites? Are there any that you’ve tried but don’t like?

About Andrea Whitmer

Andrea is a freelance web developer and mom trying to maintain a sense of humor in an otherwise chaotic world. She blogs in hopes of helping others avoid the same mistakes she made in the past. Join in the discussion here on So Over This, or connect on Twitter, Pinterest, Instagram, or Google Plus. You can also subscribe to new posts via RSS so you never miss out!


  1. Shoeboxed and numbers looks promising. In fact I will download shoeboxed right now. Thanks for the list!

  2. You just opened my eyes to a whole new world Andrea. I am not using as many apps as I probably should to make my life easier. I also do the books for one of my fiancé's businesses and the Shoebox app sounds like gold. I also like square, I heard about it when it just came out, but never used it. I have an account with ING, so I should probably download that app as well. The PayPal app also sounds good.

    What the heck, I might as well download all of them. Lol

  3. You may not use them but I like Mint's app and Wikinvest is a good one for portfolio tracking.

  4. I am a big fan of the Ing direct apparently as well as the vanguard apparently. I will have to see if any of other others that you mentioned that I am interested in are on android. I hope I need a PayPal app one day!

  5. Just got my first iPhone this week! Virgin Mobil has some fantastic "no contract" options for the budget conscious. Your timing with these tools is perfect for me! Thanks. This girl is going free app shopping!

  6. Budget & the Beach says

    Ooooh, good information! I just opened up a new account with ING so that app may be really useful!

  7. I had mint on my phone but then I got super paranoid about losing my phone and some stranger seeing it so I removed that!

  8. Great apps I knew the first three and will download the others if Android offers them. Thanks for this post.

  9. Woot! We can be iPhone app geeks together!

    I especially love the ImpulseSave app. I too just started using ING Direct more because of their new deposit feature. I've never tried Square but I've heard great things about it.

  10. Thanks for the list! I got some apps for my iPad when I first bought it – but hadn't thought of financial apps! I'l have to check some of these out…

  11. shoedbox free version is no good, it only stores 5 bills a month.

  12. Teinegurl says

    Oh i like this post you should do more of them!

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