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Weekend Thrift Fail

I usually spend my weekends close to home. I’ve become really good at finding fun stuff to do without spending a ton of money, like hardcore Apples to Apples tournaments with some of my best friends (if you’ve never played, you’re missing out!) or watching movies on Netflix. This weekend? Total failure. My 21 year-old […]

Extra Income? Yes, Please!

For several months now, I’ve wanted to find a way to earn extra money. I’m paying my bills, paying down debt, and saving, but my goals seem really far away sometimes. I used to complain about needing more income when I was spending like crazy, but it’s even worse now that I’m serious about gaining […]

What was your lightbulb moment?

You know what I mean. The moment when you realized, Holy crap! I need to do something about my money situation! Not just thinking about doing something, but actually deciding to do it. For me, it’s kind of hard to pinpoint. I already told you about my┬ápassionate love affair with PNC Virtual Wallet. I opened […]

PNC Virtual Wallet: Love of My Life

PNC’s Virtual Wallet is one of the biggest contributors to my financial turnaround. I don’t work for PNC, and they don’t pay me to tell people about Virtual Wallet (though they should!), but I talk about it all the time. Gushing to follow. When I decided I needed to get my money straightened out, I […]

My Financial Beginnings, Part Two

If you missed Part One, you might want to start there to get the full picture of where I’m coming from. After a short detour, I’m back to finish the story of how I got into so much debt. When I left off, I was newly married with a toddler and spending like crazy. I […]