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Extra Income? Yes, Please!

For several months now, I’ve wanted to find a way to earn extra money. I’m paying my bills, paying down debt, and saving, but my goals seem really far away sometimes. I used to complain about needing more income when I was spending like crazy, but it’s even worse now that I’m serious about gaining […]

What was your lightbulb moment?

You know what I mean. The moment when you realized, Holy crap! I need to do something about my money situation! Not just thinking about doing something, but actually deciding to do it. For me, it’s kind of hard to pinpoint. I already told you about my┬ápassionate love affair with PNC Virtual Wallet. I opened […]

PNC Virtual Wallet: Love of My Life

PNC’s Virtual Wallet is one of the biggest contributors to my financial turnaround. I don’t work for PNC, and they don’t pay me to tell people about Virtual Wallet (though they should!), but I talk about it all the time. Gushing to follow. When I decided I needed to get my money straightened out, I […]

My Financial Beginnings, Part Two

If you missed Part One, you might want to start there to get the full picture of where I’m coming from. After a short detour, I’m back to finish the story of how I got into so much debt. When I left off, I was newly married with a toddler and spending like crazy. I […]

How Things Changed

I’ve shared some of my financial background, so I thought this would be a good time to talk about how and why I decided to go from rabid spending to writing a blog about getting out of debt. My divorce should have been the catalyst for a change in my thinking, but it wasn’t. My […]