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Guest Post: Debt Stack vs. Debt Snowball

Today I’m featuring a guest post from my friend Kevin at DebtEye. Kevin blogs about all things personal finance, with an emphasis on debt reduction and solutions for those with ailing finances. Go check out his blog – you can also read my guest post, Five Unnecessary Bankruptcy Fears, while you’re there. Let Kevin know which […]

3 Money Mistakes I Keep Repeating

Over the past 4-5 months, I’ve made a ton of changes in my financial life. I’ve worked very hard to identify my problem areas, reduce wasteful spending, save money, and hold myself accountable. Despite these efforts, though, I have noticed that I keep making some of same mistakes that caused my financial downfall in the […]

Spending Roundup for March

 Here’s the breakdown of where my money went in March: Fixed ExpensesThese are the easy ones. My car payment, car insurance, AT&T bill, cable/internet, and CC payments fall into this category. I budgeted $750 and spent $750. Groceries/HouseholdBudget was $250. I spent $212.20. Hooray! GasGas is currently $3.52/gal. in my area. Thank goodness my car […]

My Bank is Awesome

If you’re new to SOD, I’ll fill you in on a little secret: I’m slightly obsessed with my bank. I won’t repeat my previous post about my love for PNC Virtual Wallet. To summarize in case you missed it, VW is the coolest thing ever and it’s the #1 tool I’ve used to change my […]

Complicating the System to Keep it Simple

I just made a major change to my financial plan that should, after the initial confusion, make managing my finances a lot easier. I start my part time job in April. Because I won’t have a set salary, my extra income will fluctuate depending on how many hours I bill for therapy. To complicate matters, […]