While there may be many misrepresentations of credit cards, it can actually make plenty of financial sense by using one.  First of all, using a debit card opens yourself up for fraud, especially with the amount of data being compromised these days.  With a credit card you don’t have to worry about your bank account […]

No matter if you are applying for a mortgage, leasing a car, getting a credit card, or even car insurance, credit score is the first thing that companies will factor in their decision for your approval or denial.  Sure, income is important, but credit score is really our first impression that basically sums up our […]