Credit card debt can be a scary financial situation to get yourself into, one that could take years to get out of. That’s why it’s important that if you are using a credit card, that you charge what you can afford. Then paying the entire statement balance by the due date will help keep you […]
Boost Your Credit Score to Secure the Best Interest Rates
Your credit score is sort of the first impression you can give to a potential lender. By pulling your credit, they are able to see your history as a borrower including how timely you pay your bills, how much credit you extend yourself, not to mention any blemishes that may appear. Not only can a […]
How to Avoid Hurting Your Credit Score
When it comes to your credit score, not only is it really the first impression to a potential lender that can decide your ultimate fate for approval or denial, but it’s also the determining factor in the monthly payment, of which the better the credit score, the better the interest rate, providing you with the […]
How to Give Your Credit Score a Boost
Why You Should Use a Credit Card for Every Purchase
Now while I understand that promoting the use of credit cards could create more harm than good for those that cannot handle the responsibility of a credit card. After all, there is virtually no stopping you from spending, until you hit your credit limit, I suppose, and for any statement balance that carries over to […]