So Over the Rat Race, Debt, and Financial IrresponsibilitySubscribe Now

About So Over This

The Basics

So Over This began in February 2011 as So Over Debt, a blog to chronicle the blog creators journey out of financial chaos. You can read Part One and Part Two of her story, as well as how things changed, to get more information about why she originally started the site.

Then in July 2013 I purchased the site! Andrea has been a great virtual friend and has helped me immensely on many projects. So when she decided to give up the blog she gave me an opportunity to purchase it. My name is Justin! I am personal finance blogger in my mid-30’s, I’m married, and we have the most adorable 4 lb. Morkie ever! I work in a corporate finance role by day and blog by night. What started as a passion grew into a profitable business that I continue to expand upon each year.

What This Site Is

So Over This is the journey of someone who has consistently made mistakes and is now working to correct them. I’m very open about the fact that I’ve messed up repeatedly, not just financially but in other areas of my life as well. When I was still spending like crazy, it was the stories of other people in my shoes that motivated me to do things differently. So I put myself out there in hopes that I can motivate someone else not to do the things I’ve done.

What This Site is NOT

This isn’t the home of a guru. If you’re looking for insight from someone who has never had debt or made a dumb purchase, you’re in the wrong place. I’m not trying to live like a monk and spend a penny a month on groceries – I’m just trying to move beyond a life of debt. This is not a place for me to preach about what you should do or be. If you’re looking for information from someone who has made perfect choices, let me know and I can point you to some other blogs.