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How To Start Your Online Business With No Money

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Setting up your own business can be exciting but it is also expensive. You need to hire staff, buy products, set up a store, etc. and all of this means money. As a new entrepreneur with no financial backing, finding the necessary capital to start a … Continue reading...

How Much Did BillCutterz Save Me?

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You may remember that I wrote a post a couple months back about negotiating your bills down. The concept is simple, you call all of your monthly providers and get them to reduce their monthly rates to you. It's really easy, and even if you're the shy … Continue reading...

If I don’t pay my Health Insurance Premiums what Happens?

A lot of people have times in their life when they struggle to keep up with making payments; it’s not an ideal situation but sometimes it’s unavoidable.  What happens if you fall behind with payment of your health insurance premiums? You may start … Continue reading...

A Sensible Approach to Back-to-School Shopping

I was just having a conversation the other day with my co-workers regarding the back-to-school shopping craze. They all have pint-sized children of varying ages, and the common theme seems to be a weekend dedicated to shopping for school supplies, … Continue reading...

Is the 10% Rule Dead?

Like almost everybody else my age, I grew up hearing “put 10% of your paycheck in the bank!” It was even quoted on Friends (“The One With the Prom Video”). You know something is culturally ubiquitous when it gets quoted on a famous sitcom and doesn’t … Continue reading...