So Over the Rat Race, Debt, and Financial IrresponsibilitySubscribe Now

I Messed Up Today

I guess thinking about paying off my credit cards got me all hyped up.A few weeks ago, there was a fire at the tanning salon I go to. (I know, tanning is bad, skin cancer, etc. Not the point of this post.) There really aren't any other places in town … Continue reading...

My Credit Card Debt is Almost Gone

Maybe this post is a bit premature. After all, I still owe $870 before my credit cards are paid off. But if I keep going at this rate, they'll be paid off in November - hopefully sooner once I start my second job. I can't believe I'm even thinking … Continue reading...

Guest Post: Debt Stack vs. Debt Snowball

Today I'm featuring a guest post from my friend Kevin at DebtEye. Kevin blogs about all things personal finance, with an emphasis on debt reduction and solutions for those with ailing finances. Go check out his blog - you can also read my guest post, … Continue reading...

3 Money Mistakes I Keep Repeating

Getting out of debt is easy, just like dieting, right? All you have to do is spend less than you make. It's way easier said than done, though! Here are 3 money mistakes that I keep repeating, over and over. Learn from me and DON'T do these things so that you can stay on budget.

Over the past 4-5 months, I've made a ton of changes in my financial life. I've worked very hard to identify my problem areas, reduce wasteful spending, save money, and hold myself accountable. Despite these efforts, though, I have noticed that I … Continue reading...

Spending Roundup for March

 Here's the breakdown of where my money went in March:Fixed ExpensesThese are the easy ones. My car payment, car insurance, AT&T bill, cable/internet, and CC payments fall into this category. I budgeted $750 and spent $750. … Continue reading...