So Over the Rat Race, Debt, and Financial IrresponsibilitySubscribe Now

I Suck at Quitting Smoking

Any personal finance blog will tell you to separate needs from wants if you want to improve your finances. Too often, we spend a ton of money on junk we could live without, then complain that we're broke. (Obviously not everyone does this, but we all … Continue reading...

Spending Roundup for April

Here's the breakdown of where my money went in April:Fixed ExpensesThese are the easy ones. My car payment, car insurance, AT&T bill, cable/internet, and CC payments fall into this category. I budgeted $750 and spent $750. … Continue reading...

Financial Advice that Annoys Me

There is a ton of financial advice out there for beginners. While I like to think I'm beyond that stage, I never let myself think I'm too smart to benefit from the knowledge of someone else. After all, until a few months ago, I was what Financial … Continue reading...

Dear 18 Year-Old Me

I got this idea from a post on Live Richly. How crazy fun would it be if I could actually send this letter back through time and warn myself of what's coming? Honestly, my 18 year-old self would probably think it was a joke and throw it in the trash, … Continue reading...

Money Progress Update

Overall this has been a boring week. The two jobs are exhausting, it has rained nonstop, and I have done well to read other blogs, much less deal with my own. But that's okay because it's the weekend and I am NOT on call for work! It's those little … Continue reading...