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Complicating the System to Keep it Simple

I just made a major change to my financial plan that should, after the initial confusion, make managing my finances a lot easier. I start my part time job in April. Because I won't have a set salary, my extra income will fluctuate depending on how … Continue reading...

My Credit Sucks

There is one drawback to reading a lot of personal finance sites. Everywhere I look online, I see stuff like this: And it really makes me angry. I've talked briefly before about filing Chapter 7 bankruptcy. It's one of the biggest regrets of my … Continue reading...

My Son Wants a Bank Account

My son will turn 13 this summer and he has decided he wants his own bank account. He has a small savings account, a ton of savings bonds, and lots of collector coins, but he wants an actual checking account with a debit card. What finance-minded … Continue reading...

I’m No Financial Superwoman

I have practically raised my 21 year-old cousin. Well, I guess that's inaccurate - my grandparents raised him. But before he could drive, I took him to all the places my grandparents didn't want to go, like band practice, the mall, and the movies. I … Continue reading...

Random Thoughts for Monday

- I noticed a large increase in blog traffic today. Readers are getting here in some strange ways, but mostly through Google searches for PNC Virtual Wallet. I'm glad to know my love of VW is out there for all to see! - I found $10 in my car this … Continue reading...