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Student Loans: Do People Really Know What They’re Signing?

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Yesterday I read an article on NPR about the need for more education about student loans. Basically, the article’s premise is, “Oh my, there are college students borrowing thousands of dollars. Perhaps we should spend some time talking to them first so they know what they’re getting into!” My first thought was, Is this really news? Of [...]

Are You Offended by Free Stuff?

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A few weeks ago my son finally decided to join the rest of the household (AKA me) and switch to Mac. He replaced his ancient cheapo PC with another cheapo PC last summer, but it was already showing telltale signs of Windows bloat and I’m beyond tired of working on it. Five minutes of playing [...]

The Power of “Personal” Personal Finance

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If you’ve ever visited here before, you’re well aware that I’m not really a personal finance blogger. In fact, I rebranded the site last summer to reflect the fact that I pretty much fail when it comes to writing about money all the time – I just like to write about random things that sometimes [...]

Wants and Needs

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I’ve always been an expert at convincing myself I “need” things. A pair of shoes when I have over 100 pairs already? Of course I need them – they’re different from all the other pairs! A new computer when there’s nothing wrong with the one I’ve got? You know, it did make a weird noise that one [...]

When Was the Last Time You Updated Your Budget?

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I spent Saturday night doing something super exciting. Okay, not really – I filed my 2012 taxes – but it was a little exciting to find out I overpaid my quarterlies and will be getting a refund. I was really worried about how my first year of self-employment would affect me at tax time, which [...]