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Should You Build a Duplex or Multi-Family?


America’s real estate market has faced significant challenges since the 2008 recession. Record numbers of people have lost their homes to foreclosure, and even more people have found themselves hanging onto properties worth less than they owe on their mortgages. Although it’s a terrible time to be a seller, it’s a great time to be […]

Having a Pet is Hard Work and Costs Some Serious Money!


Admittedly it’s been quite awhile since I had a personal post on here. My day job has been overly hectic, long hours and underappreciated, but aren’t we all?? I feel like I haven’t slept in weeks! Most of that is a result of the long hours I’ve been putting in, but a little part of […]

Why the benefits of a degree make the cost of higher education worth it


Attending a higher education institution and graduating with a degree can be one of the most enjoyable, rewarding and gratifying experiences you’ll ever have. For many young people, going to university is all about socialising, partying and not much sleeping. However, alongside a few lessons in life and love, they’ll also leave with a top-class […]

How Much Did BillCutterz Save Me?


You may remember that I wrote a post a couple months back about negotiating your bills down. The concept is simple, you call all of your monthly providers and get them to reduce their monthly rates to you. It’s really easy, and even if you’re the shy type it’s all over the phone (and sometimes online chat even) […]

A Sensible Approach to Back-to-School Shopping

I was just having a conversation the other day with my co-workers regarding the back-to-school shopping craze. They all have pint-sized children of varying ages, and the common theme seems to be a weekend dedicated to shopping for school supplies, and school clothes. I don’t know if these kids only own white clothes and they are trying […]