So Over the Rat Race, Debt, and Financial IrresponsibilitySubscribe Now

Smart Ways to Save Money at the Grocery Store

Going out to eat can be a huge (and unnecessary) expense to take on every month.  Sure, it’s nice to have someone cook, serve, and cleanup after you, but it’s at a premium price.  Whether you are stopping to grab coffee in the morning, go out to lunch at work, take the family out to dinner, or let alone meet up for dinner and drinks with friends, it can be hundreds of dollars a month that could be making or break your household having a budget, and more importantly, saving for the future.  It can be tough to eliminate expenses in order to free up extra money, so going grocery shopping is a great way to save money each and every month (you might just need to learn how to cook).

Never Leave Home Hungry

It might be more convenient to stop at the grocery store on your way to work so you don’t have to go back out after you get home and changed, but that actually could be the wrong time, as you are hungry from a long day of work and are ready for dinner.  If you go to the grocery store on an empty stomach everything might sound good and you could end up loading up the cart with extra items that end up inflating the total at the cash register, not to mention the extra calories.

Don’t Forget Your Shopping List

The grocery store can be overwhelming if you go in without a plan.  You always hear of those that run in for a gallon of milk or a dozen eggs, only to come out with a whole cart full of groceries, if you even bought the item at all that you intended on purchasing.  It’s a good idea to check the refrigerator, freezer, and pantry for every item that you might need before you leave the house so you have a plan when you go in.  If you can also organize the list by section of the store it could even make shopping a little easier, without needing to wander around aisles looking for items.

Digital Coupons are Easy to Load

Sure, the days of sitting down clipping coupons out of the newspaper might be winding down as subscriptions are on the decline, but that doesn’t mean that coupons are completely out of style.  If you go on the grocery’s store’s website, you can load plenty of digital coupons on your store’s shopper’s reward card that will be taken off the total at the register.  You might need to print out the list of the coupons you loaded so that you’ll remember and not miss any items.

Take Advantage of Rewards Card Perks

In addition to the digital coupons, there are plenty of perks to having a shopper’s rewards card.  For one, you get the sale item prices.  Sure, they might be upping the retail price in order to give you a “sale”, but hey, it’s lower so why not take advantage.  Also, you can take part in the “10 for $10” sales, and also the type where you can buy 5 of the ticketed items to earn extra savings.  Another great perk is that every time you use your card you can earn fuel points to save at the pump that could add up to big savings.

Avoid the Crowds

You know if you have ever gone to the grocery store on a weekend that it is not only annoying to find a parking space, but the aisles are backed up, you end up pushing carts out of the way, and there are long lines at the checkout, if you can even find all of your items in stock in the first place.  Since time does equal money (and sanity) in my opinion, why don’t you avoid going on the weekend altogether and go mid-week, after dinner in the evening hours.  It will give you a chance to get out of the house and you will probably only see a customer or two not only in the aisles, but in the store in general.

Stick to Fresh and Frozen Foods

As you go up and down the aisles it can be easy to fill up the cart with items you may think you “need” but if you stick to the fresh produce, deli, meat you can get items to prepare meals that week.  Even the dairy and frozen items can be good as well, with the frozen section having plenty of flash frozen vegetables that you can have on hand when needed.

 

How to Invest With a Tight Budget

Currently, I make a good income, but I have struggled with being financially strapped in the past. Therefore, I know what it feels like to live virtually paycheck to paycheck. For lots of other people, though, living on a tight budget is a … Continue reading...

Ways Every Homeowner Should be Protecting Their Property

Purchasing a home is no easy feat. You’ve invested a lot of time and money into finding and making the perfect home for you and your family. Now that you have it, keeping it in good condition and maintaining its physical structure, aesthetic appeal, … Continue reading...

Cyber Warfare

The world sure is changing. It is now far more likely for someone to get “mugged” online than in person. Now the type of mugging is quite a bit different than the guy on the street threatening you until you hand over your wallet. Online mugging still … Continue reading...

Taking Care of You the Way You Deserve

Healthcare in America is rising in cost every day, but that doesn’t mean you need to skimp on taking care of yourself. Routine physicals give you a heads up for what’s coming with your body, especially as you age into your thirties. Make sure you’re … Continue reading...